This is a continuation of our Overcoming Hardship Series. We have debunked the notion that one needs to do whatever it takes to survive when things are tough as far as believers are concerned. In addition, we have zeroed in on Ponzi schemes, explaining that they are investment frauds that Christians should not be involved in. We have also x-rayed the dangers of participating in these schemes. You can click on the earlier titles below to get yourself up to speed if you missed them.

Christian, Flee “Whatever It Takes To Survive”!

Christian, What Are You Doing On A Ponzi Scheme?

Dangers Ponzi Schemes Pose To Believers

This post looks at how a Christian can attract God’s favour to survive economic hardship.

(To Survive Hard Times)

Economic difficulties are not recent developments. From the olden days, people have fallen on hard times as a result of crop failure due to pests and droughts; military conflicts that often involved sieges, thus preventing normal economic activities; excessive taxation from cruel governments; ill health that drained resources as the sick were cared for; bad investments, etc.

We see many such examples in the Bible beginning from the book of Genesis. There were famines during the times of Abraham, Isaac and Jacob. In fact, it was a famine that led to the relocation of Jacob’s whole family to Egypt when they learnt that Joseph, whom they had assumed dead, was the prime minister there (Genesis 12:10, 26:1, 47:1-6).

But the significant thing in each case is that God came to the aid of His people. The Bible promises in Psalm 33:18-19:

“Behold, the eye of the Lord is upon them that fear him, upon them that hope in his mercy; To deliver their soul from death, and to keep them alive in famine.”

Take that famine to represent severe hardship, whatever its cause. God will never abandon His people. Perhaps, you remember this popular scripture:

“The young lions do lack, and suffer hunger: but they that seek the Lord shall not want any good thing.” – Psalm 34:10

[bctt tweet=”God always comes to the aid of those who trust Him in hard times.” username=”edithsmusings”]

So here are some things we need to do and keep doing to survive economic hardship.

1. Trust in the Lord and seek His help. Do not rush to relocate: Our first action should not be to run away. The way the world’s economy is now, things are biting almost everywhere. Many countries that opened their borders freely to foreigners are tightening up. We even hear of xenophobic attacks from time to time.

Consider that you may not be better off where you are running to. And do not risk your life travelling to where God has not asked you to. My heart breaks when I hear the reports of sub-Saharan Africans perishing in the desert or in the Mediterranean Sea because they are desperate to get to Europe. Many who “make it” live in subhuman conditions in illegal squatter camps on the fringes of cities and sometimes resort to crime to survive. God can sustain you where you are until circumstances improve.

[bctt tweet=”Do not relocate because of hardship when God hasn’t told you to.” username=”edithsmusings”]

The Israelites of old had a knack for running to Egypt when they couldn’t cope at home. Isaac wanted to do so during the famine in his time but this is what happened:

“Now there was a famine in the land, besides the former famine that was in the days of Abraham. And Isaac went to Gerar to Abimelech king of the Philistines. And the LORD appeared to him and said, ‘Do not go down to Egypt; dwell in the land of which I shall tell you. Sojourn in this land, and I will be with you and will bless you, for to you and to your offspring I will give all these lands, and I will establish the oath that I swore to Abraham your father.'” – Genesis 26:1-3 (ESV)

Now, look at that! Isaac did move but it wasn’t to their customary refuge, Egypt. It was to the land of the Philistines and God told him to sit out the famine there. If you read further, you’ll see that Isaac didn’t feel the distress of that time. I doubt he would have had it so good if he had rushed to Egypt.

Don’t do things because others are doing them. What works for one might not work for another. Always consult God and put your confidence in Him. He will not disappoint you.

2. Get a means of livelihood no matter how humble: The Bible promises that God will bless the work of our hands (Deuteronomy 28:12). But we need to be doing something for this promise to be fulfilled. You may not find work equivalent to your qualification. You may have to do blue, instead of white collar work. You may learn or practise a craft when you already have a degree. Don’t be discouraged. There’s no shame in doing work that ensures your sustenance. Some brethren start small catering or baking services out of home. These ventures often become so lucrative that they stop seraching for jobs.

And whatever work you accept, do it as unto the Lord. Do not shirk your responsibilities because the pay is small. Your diligent handling of your duties will be rewarded by the Lord in His time and way.

“Whatever you do, work heartily, as for the Lord and not for men, knowing that from the Lord you will receive the inheritance as your reward. You are serving the Lord Christ.” – Colossians 3:23-24 (ESV)

A sister in the Lord accepted a junior clerical position after searching unsuccessfully for a suitable job. It was about four pay grades below what she deserved but she worked conscientiously and a few years later, she was converted as they say in bureaucratic circles. Today, she is the Head of Administration in the same office.

Idleness is not an option for a child of God. Hear Paul’s admonition in 2 Thessalonians 3:10-12:

“Even while we were with you, we gave you this command: ‘Those unwilling to work will not get to eat.’ Yet we hear that some of you are living idle lives, refusing to work and meddling in other people’s business. We command such people and urge them in the name of the Lord Jesus Christ to settle down and work to earn their own living.” – (NLT)

Do not resort to begging either except you absolutely have to, perhaps because you have multiple disabilities. Many people with one or two disabilities learn crafts and provide for themselves.

[bctt tweet=”Get a means of livelihood no matter how humble. Idleness is not for Christians.” username=”edithsmusings”]

3. Avoid envy: We may miss the blessing of God when we envy other people’s positions and possessions, feeling that we are better entitled to own them. Some wise person said that God has enough blessings for everyone. So we should not begrudge others what they have because we lack. That would contravene one of the Ten Commandments:

“Thou shalt not covet thy neighbour’s house, thou shalt not covet thy neighbour’s wife, nor his manservant, nor his maidservant, nor his ox, nor his ass, nor any thing that is thy neighbour’s.” – Exodus 20:17

4. Maintain a spirit of gratitude: There is so much to thank God for even in hard times and thankfulness draws down the favour of God. For example, the gift of life, good health, our families, the little we have, are all grounds for thanking God. The psalmists were very good at this as this example shows:

“Bless the Lord, O my soul: and all that is within me, bless his holy name. Bless the Lord, O my soul, and forget not all his benefits: Who forgiveth all thine iniquities; who healeth all thy diseases; Who redeemeth thy life from destruction; who crowneth thee with lovingkindness and tender mercies; Who satisfieth thy mouth with good things; so that thy youth is renewed like the eagle’s.” – Psalm 103:1-5

Thanking God leads us to receiving His blessings as we see in Psalm 50: 14 & 15:

“Offer unto God thanksgiving; and pay thy vows unto the most High: And call upon me in the day of trouble: I will deliver thee, and thou shalt glorify me.”

[bctt tweet=”Avoid envy. Rather, maintain a spirit of gratitude and cultivate contentment.” username=”edithsmusings”]

5. Match your expenditure to your earnings: Living a life above our means can hinder the blessings of God because it can push us to do ungodly things to maintain it. You don’t have to prove anything to anyone. Some people are perpetually in debt because they are “enjoying” stuff that are above their pay grade. In the institution where I work, I notice that some people arrange to buy cars shortly after they get employed. I have often declined to guarantee bank loans for such people.

I’ve also seen cases where people bought expensive electronic equipment, generators and furniture to match their neighbours’. Such competition is ungodly. In some places, traders bring their wares to offices and people pack costly clothes and accessories they shouldn’t even look twice at. A junior worker acquires a wardrobe that can only be afforded by those earning five times her salary, thus keeping herself forever in the red.

These practices reveal a lack of contentment. They are signs of greed, which the Bible condemns as a form of idolatry in Colossians 3:5.

(Check out this touching post on contentment: Either SUV or Burst.)

Besides, overspending and miring oneself in debt does not show good stewardship of the little we have from God and disqualifies us from receiving more. The Parable of the Talents in Matthew, chapter 25 and The Parable of the Ten Minas in Luke, chapter 19 clearly demonstrate this.

(To see more about who owns our money, proper stewardship of it and other issues regarding the Christian and money, read this popular post: 6 Correct Christian Views About Money.)

6. Pay your bills as soon as you can: This is related to the preceding number. Even when you don’t have much, make sincere efforts to pay your bills and trust God to see you through. Don’t live in someone’s house and refuse to pay rent or choose to pay it after much trouble.

Why it ties to the previous point is that you shouldn’t move into accommodation you can’t afford and then defer paying rent until you meet all your other needs. Do not abuse people’s good will. Some people live in rented accommodation they hardly pay for while using their resources to build their own houses. That is not progress, it is wickedness! The Bible says we should do unto others as we would have them do unto us (Matthew 7:12).

7. Do not borrow money you have no intention of paying back: When things are hard, it often becomes necessary that one should seek help from friends and relatives. If we want God’s blessing on our lives, we should do this sincerely. First, we shouldn’t exaggerate our problems to get help. Second, we should make honest efforts to return what we have borrowed. We could ask for deferment of deadline, we could pay instalmentally, but we shouldn’t take people’s money and run.

Sometimes, in the process of requesting an extension of deadline, the creditor may kindly cancel the debt. Those who think they are smart and blatantly default on personal loans close doors to future assistance in their own faces.

God hates such duplicity and cannot favour the offender.

“Lying lips are abomination to the Lord: but they that deal truly are his delight.” – Proverbs 12:22

And now the last but not the least number.

8. Give: It is not only the wealthy that should give. God expects even the most humble among us to be openhanded with what He has blessed us with. When God sought for a way to sustain Elijah the prophet during the famine he declared, He sent him to the widow of Zarephath who had almost nothing. By opening her doors to share her last meal with the prophet, she received a miracle that saved her family throughout the three and half-year famine (1 Kings 17:8-16). And we can give other resources that are not material like our time, strength and abilities.

[bctt tweet=”God expects even the most humble among us to be openhanded.” username=”edithsmusings”]

My Lord and my God, Your name is Jehovah Jireh, my provider. I put my confidence in You and pray for Your sustenance in the prevailing difficult times. The earth is Yours and everything in it. May Your favour daily meet me at the point of my need. Purify my heart from greed, envy and every form of dishonesty. May I not dishonour You to make ends meet. You are a faithful God and You will never forsake me. Thank You, Lord, for hearing me. In Jesus’ name. Amen.

The scriptures in this post are from the King James Version of the Holy Bible except where otherwise stated.

The next post in this series will examine how we can prosper (flourish) in hard times.











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  • This is excellent! You have shared a valuable guideline for all of us to follow.
    Thank you for putting it all together in one post. Certainly worth keeping handy and I’m sharing this one.

    • Edith Ohaja

      Delighted to hear from you, Helen! It really was a concern whether I should break up the post but I chose to have it as one. It may seem daunting to read through but I hope that once one gets into it and with the highlights, it won’t be tedious. I pray fabulous blessings on your family and ministry in Jesus’ name.



  • Walter Nkemakonam Onukwue

    Pray constantly, ask God to send you His Holy Spirit to guide and keep you from sin. try hard to lead a righteous life. Surely, God’s favour will forever be upon you.

  • Chukwuma Nkemjika

    Lord i put my confidence in u and pray u direct my path…. Nice one Ma

  • Henrietta Okoye

    I love this post it opened my eyes to so many things… One thing about humans is that most times they do away with the Bible and in the Bible lies there helper… If they read and understand it they will know that God said we should not be ashamed in the evil times because in the days of famine we shall be satisfied psalm 37vs19…
    My best is when you mentioned giving… Givers never lack it is one of the gateways to our supernatural blessings.. Giving provokes the convenent of God for our sake… God bless you ma as you continue to touch souls

  • Perpetua Ugwu

    Wow. Im so touched. Thank you for sharing this with us. Would ensure to tell others about these 8 ways. God Bless you, Ma.

  • Mbadugha Ifeanyi

    I am happy with this. People think that hardship is an excuse to do all sorts of wrong to make ends meet but I’m glad we have been shown some alternatives. I love the 2nd and 5th points because they are points people really need to understand.

  • Ijeoma Anita

    Truly, giving is one good way to attract God’s favour. It is not only meant for the rich, the poor can also give in various ways. Educative piece.

  • Thank you ma for this inspiring writer up. I pray for Gods grace to be able to abide by them.

  • evans nwawuefe

    thank you ma for this wonderful and powerful advice.
    if only we have more of your kind around,our youths will have a better life.
    thanks so much ma.

    • Edith Ohaja

      Wow, such a nice thing to say! I’m touched, my dear. All glory to God. You are richly blessed in Jesus’ name.

  • Kelechi chukwuma

    This is truely encouraging.. Indeed God comes to the aid of those who trust him. however we should not be idle. He said he would bless the works of our hands which means we should get engaged. I love the part of giving… It is an open hand that receives. God bless you Ma

  • Florence onyekaozuru

    If Christians will solely depend on God for their survival they will be surprised how much he can do for them. most times we forget that he is the same God who fed the people of isreal and made water flow in the dessert. this piece was an eye-opener and I enjoyed every bit of it as I have learnt that as a Christian I should not engage in things that will not please God….

    • Edith Ohaja

      Glory to God! Happy to hear from you, Florence! You are favoured, my dear, in Jesus’ name.

  • Irumekhai Mariam

    Wow! I love this post. Idleness, covetousness, envy, pride and other ungodly behaviors and attitudes should not be part of a Christian’s life style. The bottom line is to seek first the kingdom of God and His righteousness and every other thing shall be added. When we seek God first in all and do His will, He will provide our needs because He knows we require these things.

  • Chidinma Odigbo

    Quite insightful and encouraging. Am glad you shared this ma.

  • Adamu Micah

    This piece is an eye opener…I am blessed. More of this ma.

  • Ahuekwe Chioma

    Another beautiful piece as usual. One thing i’ve learnt is that despite all the hardships and economic recession, we still have a lot of things to be grateful for; the very air alone we breathe is one of them. It is not quite easy to see all these little blessings we are given each day, but i’ll advice us to count our blessings each day as little as they are because little things they say matter a lot. Thanks so much for this piece, ma’am. may God continually bless you for leading His children along the right path and for teaching them how to survive these perilous times.

    • Edith Ohaja

      Glory to God! It’s always a pleasure to hear from you, Chioma! You are lifted in Jesus’ name.

  • i so love this article. the part that got me was the spend according to your income. many atimes we spend more than what we can afford because of its tempting nature so we can belong not realizing that we would end up suffering the outcome in the nearest future

  • Eneje Chekwube Vitus

    Unarguably, trying times divert people’s attention to so many things both positive and negative. But still, it’s very pathetic as some when blessed forget the needy not remembering that God blessed you to bless others.
    I so much love this post as it pointed out some of my experiences and has made me rethink about it and look forward to fixing my life for better as life unfolds…

  • Anunukem Geraldine

    These are great words of wisdom and am asking God for the grace to be able to indulge in them



  • Chukwuekezie Nneka Quindaline

    Point eight inspired me a lot. Every human being has something to give, be you rich or poor. A cheerful smile can bring back a dying person to life.

  • Gold Etiowo

    This is very timely. I believe that with God, there is no shaking and it is a call for me to check my priorities…. It is also a time to be hardworking because God’s pattern of multiplication is not magical..God bless u ma

  • Mbah Merit

    Thank you very much Ma, this post has made my day… What an eye opener???

  • This is a wonderful piece. These 8 keys are good guidelines to everyone. I’d definitely imbibe them.

  • Anioke Ebere

    This is great insight and a timely message. Lack of faith in God, idleness, greed, waste, lack of skill etc. are the causes of so much unnecessary economic hardship. May God help us to be resourceful, faithful and skillful to overcome and enjoy His sufficient grace. Thank you, Ma, for this blog.

  • Nneka Orjiude

    Trust – the very foundation of our walk with God. It is the surest means to getting God’s favour and blessings. I pray God will help us to abide by the above principles and even more that He may reveal to us. God bless you ma.

  • Abasibiangake Essienubong

    I’ve always borne in mind that God will bless the works of our hands – not our idle minds. My take home today is, “pay your bills as soon as you can”. I think it is one policy that should really work for me. Thank you very much for this.

  • Ani Chidinma M

    With this piece,I have gained a lot. God bless you for sharing this.

  • Oluchi Ekeruche

    This is educating, Ma’am. I will try out these recommendations. Most times when I face hardship, its difficult to still be steadfast to God.

  • ononso akwueke

    First of all, God won’t let me beg, or run away from my wonderful naija. Thanks, aunty Edith, for this life hack.

  • Thank you ma for these 8 steps. They are real guidelines that would help us if we adhere to them.

  • Uzor, Ogechukwu Juliet

    Wonderful piece here. God bless you, Ma.


    These 8 steps are just wonderful.The 4th i think i need to adopt. Thank you ma for sharing

  • Amos Janet

    This is a very good piece for Christians. Get busy and God for sure won’t let u lack.

  • hadiza

    This piece just directed me to a passage in the bible..

    Proverbs 3:5-6

    5 Trust in the Lord with all thine heart; and lean not unto thine own understanding.

    6 In all thy ways acknowledge him, and he shall direct thy paths.

    Trusting in him and his word is all we need…

    Thanks Ma’am..

  • Kingston Duru

    “5. Match your expenditure to your earnings.”

    I really like the way you took your time to explain this point because it’s very crucial. Many want to eat more than they can swallow while others want to have their cake and eat it at the same time. God help us.

  • One thing I’ve learnt in life is that givers never lack. In this period in life, people should learn the skill of giving. God is a giver. Thank you ma for this piece

  • Ozoemena Jennifer Adaobi

    Thank you ma for this poweful piece
    Remain blessed

  • Thank you Aunty Edith. A lot of truth in this post. God continually bless you.

  • This reminds me so much of this quote: “People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and if they can’t find them, make them.” ― George Bernard Shaw Obstacles shouldn’t make us cower, instead they should make us strong

  • Ilediegwu nkemakonam joy

    Thank you ma for these, really Got to me

  • Chioma Onah

    Hard times will pass before you know it. They are tests Christians should pray to ace. We should always trust in God. If it’s possible, avoid borrowing especially during hard times. Borrow only if you have the money to pay back, but at the moment you can’t get access to it. During hard times when you are just managing the little you have, borrowing could drag you deeper into hard times, making you take longer to get out.

  • Deborah

    Amen ma. I learnt to start up something so God will start blessing me from there happy sunday ma

  • Okeleke loveth

    Hmmmmm,things are getting difficult as time go on. God help us to stay on your path always so that we won’t just earn money anyhow. I strongly believe He hears our voice

  • Lillian Ogbobe

    What a wonderful guideline… I hope we all follow this.. Nice ma..

  • Ugwu chika

    When I read the topic of this post, Eight ways to attract God favour, I was curious to know them, but immediately I read I discovered that many which I thought was right was wrong in the eyes of the Lord. I was ashamed of myself but thanks to our mummy, whom God has used to minister to us.

  • Eze chinyere chidera

    Beautiful!!! Your advice could keep someone going and prevent him or her from doing wrong.

  • Oleighibe Oluebube Tessy

    This write-up is exactly what we need in this present state of our country Nigeria,it is a guideline in overcoming hardship, hope for God’s favour. Thank you ma.


    In overcoming hardships, I believe not everyone knows the way to go but this post has really created a solution for those who are clueless. Well done ma!

  • Mbata Jemita Chiemika

    As Christians we have many things to do so as to gain favour from God, like the ones listed here. I pray that as we follow these steps, we will gain a lot of favours from God. Thank you, ma.

  • This is really an eye opener. A humble beginning counts. You have to give the provider a medium to bless. God bless

  • Abonyi Chisom Eucheria

    Ma you really inspired me with this post. With these guidelines, one will be able to overcome the economic situation of this country. Thank you very much. God bless you.

  • Chuka

    This is a good piece of advice and simple ways to follow through. My prayer is that God in his infinite mercy will grant all of us our heart desires. Amen.

  • Abugu Nkemjika

    Nice piece.It is simple and encouraging and can be of great help to overcoming Nigeria’s hardship.

  • Atudume B. Chinwendu

    It pays to be good to others,so that someone else will be glad to render a helping hand when u need them. The Bible tells us to always give thanks in anticipation of what God will do. Ma, am in love with this post. More grace.


    Am here again enjoying Aunty Ediths piece. thank you ma for this wonderful tips on ways to attract Gods favour. i was particularly touched by the part that talked about having a heart of gratitude. it dawned on me that i have not been grateful to God enough for the many blessings he has showered on me and from today i choose to be gratiful to the most high God as well as many other persons who does one favour or the other for me.


    This is a very nice one, i would like to say that when you envy a person it won’t make you a better person because you are going to spend all your time trying to hate on every thing they do, when problems come a lot of people are often in a rush to give up without even seeking for God’s favor, may we always remember that in hardship God always has our backs

  • Egbukwu ogechi

    When one spends time envying on other peoples progress, the person is actually wasting his time and wallowing in poverty and hardship..the person will never move forward…appreciate other people so that God will appreciate you.

  • Ugwu Ikenna

    Number 1&4 got me. Trust and gratitude are definitely essential to obtain from God.

  • Ezeh John Onyekachi

    This is timely. Am blessed by this post. You’ve given me tips on how to manage this harsh econominc situation in our country. God bless you, ma. You’ve saved a life.

  • Tnk U xo much ma for this great words of wisdom. I pray that God will gv us the grace to live nd act according to his ways. Amen

  • Uzor Victoria

    Trusting in the Lord as you said would bring us Gods Favour,in times of trials and tribulations we should always develop the habit of believing that God has our back .

  • Ejiofor Emmanuel

    Thank you ma for this wonderful message. A lot of Christians need to see this if not all. We should trust in God and wait on him. We should not be lazy either when waiting for God’s Divine intervention. We should work hard and avoid sweet-coated fradulent activities and when it is God’s time, he will grant our heart desires

  • Christians should trust in God and also work hard

  • Emmanuel Iorfa Orngu

    Thank you so much, I was so bless . I used to think that only the rich can give especially in the house of God, until now thank you very much.

  • Becky Wakili

    Thank you so much for sharing this. I am a candidate of God’s grace and favor until I fallen in to sin and made me to lost everything including my job. I’m presently living in Devo that has robed me my peace. In a quest for seeking how to gets God’s presence quickly that’s how I stumbled onto this page. I am glad I found this and I’m going to put it to practice until I bounce back. God bless you.

  • Egbue Precious

    This is true very paramount

  • Joseph dimma

    Very interesting
    very helpful
    may God almighty reward you with good things you desire ma

  • Your writing has a way of transporting readers to far-off places and different experiences.

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